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Position:Workplace trap

Do poineering work be careful to fall into " loan trap "

From;    Author:Stand originally


The Xiaolin that the university just graduated is doing poineering work independently, however suffer from capital is in short supply, cause poineering plan postpone again and again. Before two months, the loan ad that he sees an investment consults limited company on newspaper says, the earnest money that should pay certain amount only can obtain place to need loan, do not need any procedure. Face so inviting loan channel, xiaolin saw a hope it seems that. The following day, he seeks advice from limited company to undertake advisory to this investment, after the affirmation in the commitment that gets this company staff member goes up to advertisement replies, xiaolin scrape together raised money 4000 yuan of money gave company, and with this company initial loan contract. Because Xiaolin begs Qian Xin to cut and social experience is scant, also did not read carefully to the specific provision of the contract, be this casual careless omission let him eat to have a deficit greatly later.


After signing a contract with this company, xiaolin suffers from those who waited for two many months to also did not get concerned loan any messages, call for many times seek advice from this company to be informed to borrow money to be being dealt with in, when waiting for him to go to this company enquiring for the last time, be informed however his loan because the data is not complete and cannot apply for. This ability realizes Xiaolin oneself were deceived, ask this company returns 4000 yuan of his earnest money instantly then, but this company returns him only however 1000 yuan, additionally 3000 yuan are deducted as ” of poundage of so called “ , say to write with clean hands on the contract: “ cannot be applied as scheduled like loan, outside the relevant poundage that requires expenditure except the place in conducting relevant formalities process, return its bail ” .


The expert reminds: The first, this company that claims to be able to deal with ” of “ loan business is an advisory company only, did not offer assure the ability of loan business; The 2nd, to reimbursement acceptance still has a lot of additional requirements in they and the loan contract that Xiaolin signs, this makes door of The Ministry of Commerce and Industry cannot strive for legal interest for Xiaolin through contract provision.



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